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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,207 | $102,393-44.1% | $147,041-61.1% | $80,911-29.3% |
| Participation rate | 59.5% | 75.9%-16.4pp | 82.2%-22.7pp | 67.6%-8.2pp |
| Annual return | 15.38% | 134.95%-119.6pp | 419.21%-403.8pp | 35.63%-20.2pp |
| Employer contribution / active EE | $2,279 | $3,715-38.7% | $4,935-53.8% | $2,756-17.3% |
| Participant deferral / active EE | $5,099 | $6,647-23.3% | $8,071-36.8% | $4,297+18.7% |
| Admin fee / account holder | $2,039 | $7,943-74.3% | $13,006-84.3% | $6,935-70.6% |