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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,289 | $93,598-59.1% | $135,974-71.8% | $75,173-49.1% |
| Participation rate | 59.5% | 75.2%-15.7pp | 81.9%-22.5pp | 67.2%-7.7pp |
| Annual return | 22.16% | 30.89%-8.7pp | 68.30%-46.1pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,284 | $3,538-35.4% | $4,859-53.0% | $2,671-14.5% |
| Participant deferral / active EE | $5,327 | $6,405-16.8% | $7,760-31.4% | $4,126+29.1% |
| Admin fee / account holder | $928 | $6,978-86.7% | $10,767-91.4% | $5,651-83.6% |