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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,244 | $82,674-69.5% | $125,381-79.9% | $68,486-63.1% |
| Participation rate | 70.0% | 75.1%-5.1pp | 82.4%-12.4pp | 67.9%+2.1pp |
| Annual return | -22.14% | -5.97%-16.2pp | 572.31%-594.5pp | -7.85%-14.3pp |
| Employer contribution / active EE | $2,721 | $3,382-19.5% | $4,815-43.5% | $2,597+4.8% |
| Participant deferral / active EE | $6,110 | $6,1110% | $7,448-18.0% | $4,028+51.7% |
| Admin fee / account holder | $465 | $6,277-92.6% | $10,007-95.4% | $5,404-91.4% |