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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,262 | $129,737-58.9% | $119,126-55.3% | $154,746-65.6% |
| Participation rate | 72.2% | 78.9%-6.6pp | 75.8%-3.5pp | 80.7%-8.5pp |
| Annual return | 22.89% | 379.08%-356.2pp | 282.11%-259.2pp | 172.34%-149.4pp |
| Employer contribution / active EE | $1,451 | $4,375-66.8% | $4,034-64.0% | $4,379-66.9% |
| Participant deferral / active EE | $4,994 | $5,842-14.5% | $5,318-6.1% | $6,730-25.8% |
| Admin fee / account holder | $543 | $11,961-95.5% | $10,693-94.9% | $14,365-96.2% |