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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,739 | $106,280-74.8% | $96,538-72.3% | $139,487-80.8% |
| Participation rate | 64.7% | 77.8%-13.1pp | 74.3%-9.6pp | 80.3%-15.6pp |
| Annual return | 24.24% | 38.48%-14.2pp | 35.74%-11.5pp | 373.84%-349.6pp |
| Employer contribution / active EE | $1,204 | $4,107-70.7% | $3,740-67.8% | $4,755-74.7% |
| Participant deferral / active EE | $4,254 | $5,457-22.0% | $4,880-12.8% | $6,713-36.6% |
| Admin fee / account holder | $92 | $7,888-98.8% | $6,737-98.6% | $11,407-99.2% |