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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,651 | $110,337-57.7% | $102,383-54.4% | $145,877-68.0% |
| Participation rate | 47.4% | 77.9%-30.6pp | 74.5%-27.1pp | 80.3%-32.9pp |
| Annual return | 43.10% | 24.83%+18.3pp | 24.94%+18.2pp | 551.28%-508.2pp |
| Employer contribution / active EE | $1,092 | $4,216-74.1% | $3,870-71.8% | $4,663-76.6% |
| Participant deferral / active EE | $4,227 | $5,621-24.8% | $5,060-16.5% | $6,691-36.8% |
| Admin fee / account holder | $215 | $9,750-97.8% | $8,391-97.4% | $13,402-98.4% |