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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,033 | $51,638+55.0% | $68,368+17.1% | $82,448-2.9% |
| Participation rate | 95.6% | 63.6%+31.9pp | 73.8%+21.8pp | 68.1%+27.5pp |
| Annual return | 15.37% | 37.53%-22.2pp | 292.57%-277.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $0 | $2,047-100.0% | $2,649-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,108 | $2,914+75.3% | $4,123+23.9% | $4,139+23.4% |
| Admin fee / account holder | $4,775 | $4,643+2.8% | $5,150-7.3% | $7,234-34.0% |