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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,175 | $73,009-32.6% | $90,756-45.8% | $68,495-28.2% |
| Participation rate | 91.4% | 70.8%+20.5pp | 75.7%+15.7pp | 67.9%+23.5pp |
| Annual return | -16.36% | -13.81%-2.6pp | -12.16%-4.2pp | -7.84%-8.5pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,274 | $3,626+17.9% | $4,565-6.4% | $4,028+6.1% |
| Admin fee / account holder | $2,119 | $5,896-64.0% | $8,445-74.9% | $5,403-60.8% |