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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,427 | $209,336-13.8% | $197,124-8.5% | $137,256+31.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 18.85% | 48.09%-29.2pp | 44.34%-25.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,873 | $6,591-41.2% | $6,227-37.8% | $4,156-6.8% |
| Participant deferral / active EE | $12,464 | $9,614+29.6% | $9,135+36.4% | $6,407+94.5% |
| Admin fee / account holder | $2,839 | $17,308-83.6% | $16,298-82.6% | $12,270-76.9% |