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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,342 | $111,785-70.2% | $93,669-64.4% | $145,877-77.1% |
| Participation rate | 30.0% | 74.2%-44.2pp | 68.7%-38.7pp | 80.3%-50.3pp |
| Annual return | 15.41% | 203.79%-188.4pp | 133.59%-118.2pp | 551.28%-535.9pp |
| Employer contribution / active EE | $1,371 | $3,096-55.7% | $2,424-43.4% | $4,663-70.6% |
| Participant deferral / active EE | $2,224 | $4,919-54.8% | $4,416-49.6% | $6,691-66.8% |
| Admin fee / account holder | $117 | $10,256-98.9% | $8,291-98.6% | $13,402-99.1% |