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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,509 | $102,663-82.0% | $86,216-78.5% | $139,466-86.7% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 26.42% | 1924.52%-1898.1pp | 1169.42%-1143.0pp | 373.66%-347.2pp |
| Employer contribution / active EE | $1,097 | $3,035-63.8% | $2,382-53.9% | $4,754-76.9% |
| Participant deferral / active EE | $1,358 | $4,677-71.0% | $3,986-65.9% | $6,712-79.8% |
| Admin fee / account holder | $58 | $8,663-99.3% | $6,853-99.1% | $11,409-99.5% |