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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,345 | $106,864-85.6% | $147,318-89.6% | $82,637-81.4% |
| Participation rate | 83.7% | 75.5%+8.2pp | 82.1%+1.6pp | 68.1%+15.6pp |
| Annual return | 18.06% | 27.49%-9.4pp | 70.43%-52.4pp | 53.51%-35.4pp |
| Employer contribution / active EE | $2,747 | $3,417-19.6% | $4,593-40.2% | $2,552+7.7% |
| Participant deferral / active EE | $4,323 | $6,496-33.4% | $7,906-45.3% | $4,126+4.8% |
| Admin fee / account holder | $3,591 | $8,415-57.3% | $13,708-73.8% | $7,339-51.1% |