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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,623 | $93,589-89.7% | $135,942-92.9% | $75,181-87.2% |
| Participation rate | 82.7% | 75.2%+7.5pp | 81.9%+0.8pp | 67.2%+15.5pp |
| Annual return | 18.32% | 30.90%-12.6pp | 68.28%-50.0pp | 160.69%-142.4pp |
| Employer contribution / active EE | $2,067 | $3,537-41.6% | $4,858-57.4% | $2,671-22.6% |
| Participant deferral / active EE | $3,069 | $6,405-52.1% | $7,759-60.4% | $4,126-25.6% |
| Admin fee / account holder | $1,431 | $6,977-79.5% | $10,764-86.7% | $5,650-74.7% |