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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,896 | $102,393-87.4% | $147,041-91.2% | $80,911-84.1% |
| Participation rate | 86.0% | 75.9%+10.1pp | 82.2%+3.8pp | 67.6%+18.4pp |
| Annual return | 40.37% | 134.95%-94.6pp | 419.21%-378.8pp | 35.63%+4.7pp |
| Employer contribution / active EE | $2,819 | $3,715-24.1% | $4,935-42.9% | $2,756+2.3% |
| Participant deferral / active EE | $4,151 | $6,647-37.6% | $8,071-48.6% | $4,297-3.4% |
| Admin fee / account holder | $4,172 | $7,943-47.5% | $13,006-67.9% | $6,935-39.8% |