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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,331 | $77,523-66.0% | $100,383-73.8% | $80,874-67.4% |
| Participation rate | 58.0% | 77.0%-19.0pp | 81.5%-23.5pp | 67.6%-9.7pp |
| Annual return | 13.09% | 37.21%-24.1pp | 49.26%-36.2pp | 35.62%-22.5pp |
| Employer contribution / active EE | $957 | $2,801-65.9% | $3,944-75.7% | $2,756-65.3% |
| Participant deferral / active EE | $3,596 | $6,822-47.3% | $8,086-55.5% | $4,297-16.3% |
| Admin fee / account holder | $1,503 | $5,899-74.5% | $7,900-81.0% | $6,935-78.3% |