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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,331 | $77,460-66.0% | $100,378-73.8% | $80,925-67.5% |
| Participation rate | 58.0% | 76.9%-19.0pp | 81.5%-23.6pp | 67.7%-9.7pp |
| Annual return | 13.09% | 37.24%-24.2pp | 49.41%-36.3pp | 35.65%-22.6pp |
| Employer contribution / active EE | $957 | $2,801-65.9% | $3,942-75.7% | $2,756-65.3% |
| Participant deferral / active EE | $3,596 | $6,818-47.3% | $8,087-55.5% | $4,299-16.3% |
| Admin fee / account holder | $1,503 | $5,887-74.5% | $7,899-81.0% | $6,940-78.3% |