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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,591 | $209,874-49.7% | $189,537-44.3% | $167,536-37.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 16.37% | 748.61%-732.2pp | 555.34%-539.0pp | 478.82%-462.4pp |
| Employer contribution / active EE | $5,549 | $6,913-19.7% | $6,161-9.9% | $4,839+14.7% |
| Participant deferral / active EE | $9,418 | $8,934+5.4% | $8,220+14.6% | $6,342+48.5% |
| Admin fee / account holder | $381 | $14,299-97.3% | $12,048-96.8% | $12,315-96.9% |