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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,014 | $223,823-37.4% | $211,142-33.7% | $154,746-9.5% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.23% | 50.39%-32.2pp | 46.84%-28.6pp | 172.34%-154.1pp |
| Employer contribution / active EE | $6,122 | $6,787-9.8% | $6,442-5.0% | $4,379+39.8% |
| Participant deferral / active EE | $14,873 | $9,750+52.5% | $9,284+60.2% | $6,730+121.0% |
| Admin fee / account holder | $27,964 | $19,707+41.9% | $19,076+46.6% | $14,365+94.7% |