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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,789 | $201,344-20.6% | $184,243-13.3% | $145,877+9.5% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 20.20% | 29.01%-8.8pp | 28.82%-8.6pp | 551.28%-531.1pp |
| Employer contribution / active EE | $7,460 | $7,022+6.2% | $6,427+16.1% | $4,663+60.0% |
| Participant deferral / active EE | $15,712 | $9,807+60.2% | $9,132+72.1% | $6,691+134.8% |
| Admin fee / account holder | $12,701 | $16,382-22.5% | $13,914-8.7% | $13,402-5.2% |