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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,405 | $102,382-29.3% | $147,005-50.7% | $80,874-10.5% |
| Participation rate | 69.8% | 75.8%-6.0pp | 82.2%-12.3pp | 67.6%+2.2pp |
| Annual return | 33.31% | 134.89%-101.6pp | 418.76%-385.5pp | 35.62%-2.3pp |
| Employer contribution / active EE | $3,519 | $3,715-5.3% | $4,934-28.7% | $2,756+27.7% |
| Participant deferral / active EE | $6,467 | $6,646-2.7% | $8,070-19.9% | $4,297+50.5% |
| Admin fee / account holder | $0 | $7,942-100.0% | $13,006-100.0% | $6,935-100.0% |