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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,405 | $102,385-29.3% | $147,080-50.8% | $80,935-10.5% |
| Participation rate | 69.8% | 75.9%-6.1pp | 82.2%-12.4pp | 67.7%+2.2pp |
| Annual return | 33.31% | 135.09%-101.8pp | 420.17%-386.9pp | 35.66%-2.4pp |
| Employer contribution / active EE | $3,519 | $3,717-5.3% | $4,933-28.7% | $2,757+27.6% |
| Participant deferral / active EE | $6,467 | $6,651-2.8% | $8,066-19.8% | $4,299+50.4% |
| Admin fee / account holder | $0 | $7,951-100.0% | $12,989-100.0% | $6,924-100.0% |