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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,793 | $82,678-54.3% | $125,391-69.9% | $68,490-44.8% |
| Participation rate | 69.2% | 75.1%-5.8pp | 82.4%-13.2pp | 67.9%+1.3pp |
| Annual return | 8.43% | -5.97%+14.4pp | 572.41%-564.0pp | -7.85%+16.3pp |
| Employer contribution / active EE | $3,088 | $3,382-8.7% | $4,816-35.9% | $2,597+18.9% |
| Participant deferral / active EE | $5,595 | $6,111-8.4% | $7,448-24.9% | $4,028+38.9% |
| Admin fee / account holder | $0 | $6,277-100.0% | $10,009-100.0% | $5,403-100.0% |