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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,534 | $93,586-36.4% | $135,925-56.2% | $75,173-20.8% |
| Participation rate | 66.7% | 75.2%-8.5pp | 81.9%-15.2pp | 67.2%-0.5pp |
| Annual return | 24.00% | 30.90%-6.9pp | 68.25%-44.3pp | 160.65%-136.7pp |
| Employer contribution / active EE | $3,804 | $3,537+7.5% | $4,857-21.7% | $2,670+42.4% |
| Participant deferral / active EE | $5,935 | $6,405-7.4% | $7,759-23.5% | $4,126+43.8% |
| Admin fee / account holder | $265 | $6,977-96.2% | $10,764-97.5% | $5,651-95.3% |