Retirement plan

A-CAP, LLC 401(K) PLAN

Name: A-CAP, LLC - A-CAP, LLC 401(K) PLAN (2024) Form 5500
Creator: A-CAP, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A-CAP, LLC 401(K) PLAN, A-CAP, LLC

A-CAP, LLCEIN 83-2347891Plan #001PY 2024

415 BEDFORD ROAD, SUITE 102 - PLEASANTVILLE, NY 10570801-478-4007

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$10.1M

+22.9% from 2023

Total participants

207

-6.8% from 2023

Average account balance

$53,183

+33.3% from 2023

Annual return

26.82%

+8.99 pp from 2023

Benchmarks

See 2,173 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,173 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

190

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$274

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GALLAGHER FIDUCIARY ADVISORS, LLC2 years Filed as: GALLAGHER BENEFIT SERVICES INC Service code 27 DBA GALLAGEHER FIDUC · CLEVELAND, OH 44114	Advisory (Plan)	$22,148
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$20,759
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$6,743
COOK STREET CONSULTING3+ years Filed as: COOK MARTIN POULSON, PC Service code 13 2180 SOUTH 1300 EAST SUITE 430 · SALT LAKE CITY, UT 84106	Contract Administrator	$2,140

Plan features & details

Pension benefit codes2E2F2G2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$52K

$516 / participant

Contract admin$52K100.0%

% of EOY assets

0.516%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LARSON & COMPANY PC
Auditor EIN: 870516083
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,183

$122,063-56.4%

$184,256-71.1%

$74,478-28.6%

Participation rate

83.2%

85.5%-2.3pp

86.8%-3.7pp

67.2%+15.9pp

Annual return

26.82%

19.92%+6.9pp

28.85%-2.0pp

1370.56%-1343.7pp

Employer contribution / active EE

$2,331

$4,539-48.7%

$6,427-63.7%

$2,626-11.3%

Participant deferral / active EE

$12,702

$7,144+77.8%

$9,133+39.1%

$4,350+192.0%

Admin fee / account holder

$274

$1,253-78.1%

$13,899-98.0%

$1,946-85.9%

Provider

Service type

Compensation

GALLAGHER FIDUCIARY ADVISORS, LLC2 years

Filed as: GALLAGHER BENEFIT SERVICES INC

Service code 27

DBA GALLAGEHER FIDUC · CLEVELAND, OH 44114

Advisory (Plan)

$22,148

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

OF AMERICA · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$20,759

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$6,743

COOK STREET CONSULTING3+ years

Filed as: COOK MARTIN POULSON, PC

Service code 13

2180 SOUTH 1300 EAST SUITE 430 · SALT LAKE CITY, UT 84106

Contract Administrator

$2,140

A-CAP, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A-CAP, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion