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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,168 | $96,137-35.3% | $135,987-54.3% | $80,911-23.2% |
| Participation rate | 57.5% | 71.2%-13.7pp | 76.4%-18.9pp | 67.6%-10.1pp |
| Annual return | 11.56% | 28.70%-17.1pp | 579.77%-568.2pp | 35.63%-24.1pp |
| Employer contribution / active EE | $2,345 | $3,350-30.0% | $4,214-44.4% | $2,756-14.9% |
| Participant deferral / active EE | $3,866 | $5,706-32.2% | $7,027-45.0% | $4,297-10.0% |
| Admin fee / account holder | $5,382 | $8,236-34.7% | $6,716-19.9% | $6,935-22.4% |