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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,337 | $91,019-63.4% | $392,568-91.5% | $72,975-54.3% |
| Participation rate | 59.1% | 74.4%-15.3pp | 78.1%-19.0pp | 69.5%-10.4pp |
| Annual return | 21.28% | 20.00%+1.3pp | 24.42%-3.1pp | 81.01%-59.7pp |
| Employer contribution / active EE | $2,561 | $2,751-6.9% | $3,783-32.3% | $2,440+5.0% |
| Participant deferral / active EE | $4,397 | $4,570-3.8% | $5,985-26.5% | $3,608+21.9% |
| Admin fee / account holder | $890 | $4,895-81.8% | $6,260-85.8% | $5,124-82.6% |