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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,889 | $90,745-41.7% | $130,231-59.4% | $75,181-29.7% |
| Participation rate | 63.6% | 71.1%-7.4pp | 76.3%-12.6pp | 67.2%-3.6pp |
| Annual return | 18.50% | 34.45%-16.0pp | 38.77%-20.3pp | 160.69%-142.2pp |
| Employer contribution / active EE | $2,934 | $3,314-11.5% | $4,126-28.9% | $2,671+9.8% |
| Participant deferral / active EE | $5,001 | $5,362-6.7% | $6,799-26.4% | $4,126+21.2% |
| Admin fee / account holder | $4,650 | $6,331-26.6% | $6,020-22.8% | $5,650-17.7% |