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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,554 | $99,995+25.6% | $85,063+47.6% | $145,978-14.0% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 13.83% | 83.99%-70.2pp | 66.54%-52.7pp | 550.52%-536.7pp |
| Employer contribution / active EE | $959 | $3,231-70.3% | $2,727-64.8% | $4,662-79.4% |
| Participant deferral / active EE | $2,010 | $5,295-62.0% | $4,523-55.6% | $6,690-70.0% |
| Admin fee / account holder | $378 | $7,255-94.8% | $6,155-93.9% | $13,400-97.2% |