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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,718 | $93,117-4.7% | $77,096+15.1% | $134,532-34.1% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -12.38% | 62.67%-75.0pp | 42.35%-54.7pp | 418.27%-430.6pp |
| Employer contribution / active EE | $426 | $3,420-87.5% | $2,814-84.9% | $4,741-91.0% |
| Participant deferral / active EE | $1,410 | $5,241-73.1% | $4,429-68.2% | $6,401-78.0% |
| Admin fee / account holder | $1,595 | $6,948-77.0% | $5,428-70.6% | $11,429-86.0% |