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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,050 | $95,188-44.3% | $76,518-30.7% | $135,380-60.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -14.27% | 4.85%-19.1pp | -0.27%-14.0pp | 519.81%-534.1pp |
| Employer contribution / active EE | $7,110 | $3,303+115.3% | $2,647+168.6% | $4,779+48.8% |
| Participant deferral / active EE | $4,734 | $4,640+2.0% | $3,836+23.4% | $5,609-15.6% |
| Admin fee / account holder | $1,788 | $6,249-71.4% | $4,849-63.1% | $10,828-83.5% |