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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,347 | $104,937+21.4% | $84,628+50.5% | $152,897-16.7% |
| Participation rate | 75.0% | 74.8%+0.2pp | 68.2%+6.8pp | 82.5%-7.5pp |
| Annual return | 106.75% | 373.88%-267.1pp | 258.80%-152.1pp | 345.43%-238.7pp |
| Employer contribution / active EE | $939 | $3,303-71.6% | $2,653-64.6% | $4,764-80.3% |
| Participant deferral / active EE | $2,176 | $4,690-53.6% | $3,900-44.2% | $5,851-62.8% |
| Admin fee / account holder | $1,013 | $6,243-83.8% | $4,914-79.4% | $11,599-91.3% |