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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,554 | $100,203+25.3% | $85,240+47.3% | $145,897-13.9% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 13.83% | 84.28%-70.5pp | 66.75%-52.9pp | 552.29%-538.5pp |
| Employer contribution / active EE | $959 | $3,242-70.4% | $2,735-64.9% | $4,663-79.4% |
| Participant deferral / active EE | $2,010 | $5,299-62.1% | $4,527-55.6% | $6,689-70.0% |
| Admin fee / account holder | $378 | $7,265-94.8% | $6,165-93.9% | $13,390-97.2% |