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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,432 | $97,125+56.9% | $86,233+76.8% | $137,256+11.1% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 21.14% | 74.19%-53.0pp | 61.39%-40.2pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,012 | $2,841-64.4% | $2,504-59.6% | $4,156-75.6% |
| Participant deferral / active EE | $2,163 | $5,180-58.2% | $4,559-52.6% | $6,407-66.2% |
| Admin fee / account holder | $3,286 | $9,725-66.2% | $8,342-60.6% | $12,270-73.2% |