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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,780 | $82,674-74.9% | $125,381-83.4% | $68,486-69.7% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -19.44% | -5.97%-13.5pp | 572.31%-591.7pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,251 | $3,382-33.4% | $4,815-53.3% | $2,597-13.3% |
| Participant deferral / active EE | $6,561 | $6,111+7.4% | $7,448-11.9% | $4,028+62.9% |
| Admin fee / account holder | $354 | $6,277-94.4% | $10,007-96.5% | $5,404-93.5% |