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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,474 | $165,399-91.9% | $149,745-91.0% | $158,982-91.5% |
| Participation rate | 90.5% | 84.6%+5.9pp | 82.5%+8.0pp | 82.0%+8.5pp |
| Annual return | 68.61% | 348.34%-279.7pp | 276.72%-208.1pp | 302.99%-234.4pp |
| Employer contribution / active EE | $1,451 | $5,105-71.6% | $4,646-68.8% | $4,763-69.5% |
| Participant deferral / active EE | $3,692 | $7,183-48.6% | $6,843-46.0% | $5,983-38.3% |
| Admin fee / account holder | $2,613 | $10,811-75.8% | $9,312-71.9% | $11,252-76.8% |