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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,869 | $176,077-89.3% | $159,455-88.2% | $167,518-88.7% |
| Participation rate | 95.7% | 84.9%+10.7pp | 82.8%+12.8pp | 82.1%+13.5pp |
| Annual return | 30.61% | 331.83%-301.2pp | 263.63%-233.0pp | 478.71%-448.1pp |
| Employer contribution / active EE | $1,990 | $5,298-62.4% | $4,830-58.8% | $4,838-58.9% |
| Participant deferral / active EE | $5,499 | $7,751-29.1% | $7,353-25.2% | $6,342-13.3% |
| Admin fee / account holder | $486 | $12,556-96.1% | $10,800-95.5% | $12,312-96.1% |