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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,343 | $79,449-93.3% | $189,575-97.2% | $85,847-93.8% |
| Participation rate | 88.3% | 66.0%+22.3pp | 78.4%+9.9pp | 69.3%+19.0pp |
| Annual return | 11.65% | 18.45%-6.8pp | 64.19%-52.5pp | 318.61%-307.0pp |
| Employer contribution / active EE | $1,510 | $2,081-27.4% | $4,412-65.8% | $2,565-41.1% |
| Participant deferral / active EE | $3,283 | $4,051-19.0% | $6,174-46.8% | $3,952-16.9% |
| Admin fee / account holder | $1,898 | $5,377-64.7% | $9,806-80.6% | $6,261-69.7% |