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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,412 | $69,012-89.3% | $160,009-95.4% | $68,486-89.2% |
| Participation rate | 88.9% | 65.4%+23.5pp | 78.0%+10.9pp | 67.9%+21.0pp |
| Annual return | -9.12% | -9.65%+0.5pp | 408.85%-418.0pp | -7.85%-1.3pp |
| Employer contribution / active EE | $864 | $2,212-60.9% | $4,225-79.5% | $2,597-66.7% |
| Participant deferral / active EE | $2,859 | $4,212-32.1% | $6,183-53.8% | $4,028-29.0% |
| Admin fee / account holder | $2,238 | $4,798-53.4% | $8,715-74.3% | $5,404-58.6% |