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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,967 | $72,027-95.9% | $185,861-98.4% | $79,856-96.3% |
| Participation rate | 90.6% | 65.8%+24.9pp | 78.0%+12.6pp | 69.6%+21.0pp |
| Annual return | 76.98% | 23.13%+53.9pp | 35.96%+41.0pp | 31.71%+45.3pp |
| Employer contribution / active EE | $1,049 | $1,965-46.6% | $4,088-74.3% | $2,471-57.6% |
| Participant deferral / active EE | $1,624 | $3,780-57.0% | $5,634-71.2% | $3,741-56.6% |
| Admin fee / account holder | $423 | $4,513-90.6% | $9,503-95.6% | $5,306-92.0% |