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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,145 | $57,119+50.8% | $85,187+1.1% | $80,935+6.4% |
| Participation rate | 97.6% | 56.4%+41.2pp | 67.5%+30.0pp | 67.7%+29.9pp |
| Annual return | 17.76% | 21.70%-3.9pp | 66.67%-48.9pp | 35.66%-17.9pp |
| Employer contribution / active EE | $19,651 | $1,802+990.8% | $2,732+619.2% | $2,757+612.8% |
| Participant deferral / active EE | $14,021 | $3,115+350.1% | $4,525+209.9% | $4,299+226.1% |
| Admin fee / account holder | $2,343 | $4,990-53.0% | $6,162-62.0% | $6,924-66.2% |