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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,137 | $45,872-12.5% | $77,100-47.9% | $68,490-41.4% |
| Participation rate | 89.3% | 55.9%+33.4pp | 67.9%+21.4pp | 67.9%+21.4pp |
| Annual return | -20.51% | 1.73%-22.2pp | 42.35%-62.9pp | -7.85%-12.7pp |
| Employer contribution / active EE | $3,945 | $1,650+139.2% | $2,815+40.2% | $2,597+51.9% |
| Participant deferral / active EE | $9,914 | $2,963+234.6% | $4,430+123.8% | $4,028+146.1% |
| Admin fee / account holder | $405 | $3,041-86.7% | $5,443-92.6% | $5,403-92.5% |