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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,397 | $49,881+19.1% | $80,589-26.3% | $75,173-21.0% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 28.40% | 34.68%-6.3pp | 935.83%-907.4pp | 160.65%-132.3pp |
| Employer contribution / active EE | $17,946 | $1,698+956.7% | $2,724+558.7% | $2,670+572.1% |
| Participant deferral / active EE | $12,882 | $2,991+330.7% | $4,449+189.5% | $4,126+212.3% |
| Admin fee / account holder | $2,852 | $3,577-20.3% | $5,379-47.0% | $5,651-49.5% |