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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,300 | $100,139-24.8% | $85,187-11.6% | $145,884-48.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.79% | 84.15%-71.4pp | 66.67%-53.9pp | 551.85%-539.1pp |
| Employer contribution / active EE | $4,173 | $3,238+28.9% | $2,732+52.7% | $4,662-10.5% |
| Participant deferral / active EE | $6,486 | $5,296+22.5% | $4,525+43.3% | $6,690-3.1% |
| Admin fee / account holder | $641 | $7,262-91.2% | $6,162-89.6% | $13,392-95.2% |