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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,750 | $96,361-37.0% | $80,607-24.6% | $139,456-56.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 28.19% | 1350.95%-1322.8pp | 936.11%-907.9pp | 373.45%-345.3pp |
| Employer contribution / active EE | $3,701 | $3,262+13.4% | $2,724+35.9% | $4,753-22.1% |
| Participant deferral / active EE | $3,863 | $5,232-26.2% | $4,448-13.1% | $6,711-42.4% |
| Admin fee / account holder | $592 | $6,601-91.0% | $5,379-89.0% | $11,407-94.8% |