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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,353 | $102,422+4.8% | $147,117-27.0% | $80,959+32.6% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 16.08% | 135.16%-119.1pp | 420.54%-404.5pp | 35.67%-19.6pp |
| Employer contribution / active EE | $15,112 | $3,717+306.5% | $4,932+206.4% | $2,757+448.1% |
| Participant deferral / active EE | $19,976 | $6,652+200.3% | $8,065+147.7% | $4,300+364.5% |
| Admin fee / account holder | $12,774 | $7,953+60.6% | $12,993-1.7% | $6,925+84.4% |