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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,317 | $154,145-51.8% | $130,014-42.8% | $139,427-46.7% |
| Participation rate | 76.5% | 82.0%-5.5pp | 78.5%-2.0pp | 80.3%-3.9pp |
| Annual return | 19.80% | 32.49%-12.7pp | -137.22%+157.0pp | 373.27%-353.5pp |
| Employer contribution / active EE | $7,910 | $5,290+49.5% | $4,320+83.1% | $4,752+66.5% |
| Participant deferral / active EE | $18,604 | $6,711+177.2% | $5,821+219.6% | $6,711+177.2% |
| Admin fee / account holder | $12,797 | $14,009-8.7% | $10,616+20.5% | $11,404+12.2% |