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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,974 | $176,831-82.5% | $146,674-78.9% | $167,497-81.5% |
| Participation rate | 81.0% | 83.6%-2.7pp | 80.1%+0.9pp | 82.1%-1.2pp |
| Annual return | 19.76% | 24.04%-4.3pp | 22.75%-3.0pp | 478.62%-458.9pp |
| Employer contribution / active EE | $5,226 | $5,161+1.3% | $4,137+26.3% | $4,838+8.0% |
| Participant deferral / active EE | $10,855 | $6,440+68.5% | $5,506+97.1% | $6,341+71.2% |
| Admin fee / account holder | $3,566 | $13,261-73.1% | $10,280-65.3% | $12,310-71.0% |