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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,974 | $176,794-82.5% | $146,647-78.9% | $167,553-81.5% |
| Participation rate | 81.0% | 83.6%-2.7pp | 80.1%+0.9pp | 82.1%-1.2pp |
| Annual return | 19.76% | 24.04%-4.3pp | 22.75%-3.0pp | 478.89%-459.1pp |
| Employer contribution / active EE | $5,226 | $5,161+1.3% | $4,137+26.3% | $4,840+8.0% |
| Participant deferral / active EE | $10,855 | $6,440+68.5% | $5,506+97.1% | $6,343+71.1% |
| Admin fee / account holder | $3,566 | $13,262-73.1% | $10,281-65.3% | $12,316-71.0% |