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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,082 | $142,409-65.5% | $119,634-59.0% | $134,545-63.5% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.3%+9.6pp | 81.2%+7.7pp |
| Annual return | -7.90% | -12.46%+4.6pp | -14.98%+7.1pp | 418.37%-426.3pp |
| Employer contribution / active EE | $9,207 | $5,224+76.2% | $4,232+117.5% | $4,742+94.2% |
| Participant deferral / active EE | $19,502 | $6,468+201.5% | $5,601+248.2% | $6,401+204.7% |
| Admin fee / account holder | $3,645 | $13,594-73.2% | $10,329-64.7% | $11,431-68.1% |