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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,601 | $185,312-56.0% | $161,489-49.5% | $154,746-47.3% |
| Participation rate | 55.6% | 82.5%-26.9pp | 78.7%-23.1pp | 80.7%-25.1pp |
| Annual return | 18.01% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $3,683 | $4,769-22.8% | $4,268-13.7% | $4,379-15.9% |
| Participant deferral / active EE | $7,370 | $6,350+16.1% | $5,630+30.9% | $6,730+9.5% |
| Admin fee / account holder | $953 | $18,654-94.9% | $16,006-94.0% | $14,365-93.4% |