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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,950 | $175,231-73.8% | $149,696-69.3% | $139,466-67.1% |
| Participation rate | 54.5% | 83.4%-28.8pp | 78.8%-24.2pp | 80.3%-25.8pp |
| Annual return | 22.14% | 166.77%-144.6pp | 134.46%-112.3pp | 373.66%-351.5pp |
| Employer contribution / active EE | $2,842 | $5,478-48.1% | $4,821-41.0% | $4,754-40.2% |
| Participant deferral / active EE | $6,798 | $6,521+4.2% | $5,682+19.6% | $6,712+1.3% |
| Admin fee / account holder | $986 | $16,155-93.9% | $13,212-92.5% | $11,409-91.4% |