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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,610 | $183,592-68.1% | $155,574-62.3% | $145,877-59.8% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 14.32% | 61.37%-47.1pp | 64.87%-50.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $3,165 | $5,317-40.5% | $4,676-32.3% | $4,663-32.1% |
| Participant deferral / active EE | $6,813 | $6,466+5.4% | $5,629+21.0% | $6,691+1.8% |
| Admin fee / account holder | $3,314 | $19,316-82.8% | $15,914-79.2% | $13,402-75.3% |