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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,409 | $85,171+20.2% | $172,753-40.7% | $72,976+40.3% |
| Participation rate | 98.9% | 70.1%+28.8pp | 82.6%+16.2pp | 69.5%+29.4pp |
| Annual return | 9.18% | 27.32%-18.1pp | 803.00%-793.8pp | 81.02%-71.8pp |
| Employer contribution / active EE | $654 | $3,324-80.3% | $5,144-87.3% | $2,440-73.2% |
| Participant deferral / active EE | $1,478 | $3,260-54.7% | $5,198-71.6% | $3,608-59.0% |
| Admin fee / account holder | $596 | $5,880-89.9% | $13,956-95.7% | $5,124-88.4% |